WORK EXPERIENCE

September 2007-Present Rabobank International -Business Control Global Financial Markets as a Controller

·  Reviewing on a daily basis the accuracy and consistency of the financial market P/L prepared for the management.

·  Reconciling on a monthly basis the P/L reporting with the management accounting system

·  Preparing on a weekly basis P/L explainer which includes market and business developments.

·  Preparing management information on a monthly basis (P/L, Solvency BIS I and Balance Sheet) based on the information delivered by the local business.

·  Participating in the price testing of Utrecht

·  Other regular and ad-hoc reports/analyses to the management

·  Involved in Economic Capital/BIS II/RAROC projects for financial markets.

April 2006 - September 2007 ING Wholesale Banking FM&EM  

Senior Auditor-Operational Audit

·  Part of the audit team which performs operational audits for Financial Market Amsterdam. Topics covered so far -Credits&CDS (Exotics and Illiquids), Financial Engineering, Assets&Liabilty Management, FX Spots, Forwards& Options, MRM Audit of Amsterdam.

·  Prepare and perform operational audits- assess internal control risk exposure, conducting interviews, writing reports, indicating critical issues and advising local management, agree and follow up on audit recommendation. Topics covered during the audits - MRM and Product Control, CCRM, Tax risk, Credit Risk, Front Office.

·  Review compliance with SOX- COSO Questionnaire, SOX Testing of Financial Statement.

December 2003- April 2006  ING Group

Senior Auditor -Financial Audit

·part of the audit team which co-ordinates the Financial Audit of ING Bank for foreign entities;

·issuing quarterly audit instructions to the local auditors;

·assisting the external accountants in issuing the annual audit instructions;

·audit procedures performed at the consolidation level of foreign entities (approx 110) such as analytical review, parent subsidiary reconciliation, intercompany, head office booking entries, tax review and reconciliation between systems. The audit procedures were performed for the financial statements prepared in accordance with IFRS and Dutch GAAP;

·audit procedures performed for the consolidated additional information US GAAP - form 20 K (year -end), 6K (half year);

·audit procedures performed for the Bank annual accounts (IFRS);

·other projects such as: SOX review for Financial statement Closing Process, system testing for a Hyperion reporting application, Basel II - QIS5 review together with the Credit Risk audit team.

March.2003-November 2003- REUTERS Business Services Amsterdam - Process Improvement Accountant (project)

·      review of documentation of existing processes, suggest improvements where required in order to ensure quality and consistency of General Ledger and Intercompany Accounting within BSC and identify potential savings;

·      monthly review of 8 countries and preparation of an internal review report;

·      working together with the Team Leads and Manager to identify process /system control deficiencies in the processes.

Sept.2000-July 2002  KPMG Romania  Senior Auditor

Involved in

• due diligence for insurance companies (life and non life), financial  and operational part;
• audit of statutory and IFRS accounts for commercial banks, National Bank, leasing, securities and insurance companies;

·        restructuring of a bank -review of loan files and analyze of the lending process;

·        financial assistance for the implementation of IFRS reporting in SAP and preparation of the  quarterly IFRS reporting for an insurance company (life and non life);

·        operational audit for  a commercial bank.

Sept. 1997 - Sept. 2000 DELOITTE&TOUCHE Romania

(Sept 1999-Sept 2000 -Semi Senior Auditor/ Sept.1997 - Sept.1999 Auditor)

Involved in

·  audit of statutory and IFRS accounts for commercial banks, oil companies, insurance companies

·  due diligence for privatization banks and telecom company

Job description as a Senior and Semi Senior Auditor

·        planning the audit;

·        reviewing of the controls and the company procedures, identifying the strategic and process business risks;

·        preparing the audit programs and performing the audit work for the most risky area. 

·        supervising a team of 3-4 people, on the job training for staff, reviewing the audit work.

·        preparing the reports for the control related findings and discussing it with the client.

·        preparing the accounts in accordance with IFRS (banking and insurance)

EDUCATIONAL BACKGROUND

2005    Certified Internal Auditor (CIA)

2003     Chartered Accountant qualified with ACCA (IAS Stream) 

1992-1997 Academy of Economic Studies Bucharest/Bachelor in Finance and Accounting.

1988 -1992 Horia Hulubei High school Bucharest- Mathematics and Physics.

ADDITIONAL SKILLS

PC knowledge:              Windows/Microsoft Word, Excel, PowerPoint, Business Objects for query, People Soft, Hyperion, Essbase

Language:                     Native language Romanian, fluent in English, Dutch Intermediate.        

COURSES ATTENDED with ING Wholesale Academy

2007 Debt Capital Market

2006 Inzicht en Invloed

2006 Derivatives II Options

2005 Credit Derivatives